For Buyers

WSJ.Chicago  ·  For Buyers

Buying a home is one of the biggest decisions you’ll ever make.

I’ve guided buyers through this market for 11 years — from first-time purchases to complex investment acquisitions. Here’s what you need to know before you start.

Step One

Choosing the right agent

Your agent is your advocate, your negotiator, and your guide. Don’t settle. Here’s what to look for — and what I bring to every buyer relationship.

Do they know the market?

Experience & Track Record

11 years working exclusively in the Chicago metro area. Over $15 million in transactions doesn’t happen without knowing this market deeply.

Can they negotiate for you?

Negotiation & Strategy

A strong offer isn’t just about price — it’s about terms, timing, and knowing what the seller actually needs.

Will they guide you every step?

Communication & Guidance

I walk you through every single step. Plain language, constant contact, confidence at every stage.

Will they be honest with you?

Honesty & Transparency

If a property is overpriced, I’ll tell you. My goal is a decision you feel great about — not just a closed transaction.

Step Two

The buying process

Every transaction is different, but the steps are consistent. Hover each step to learn more.

The process — 15 steps

01Initial consultationDiscuss goals, timeline & budgetWe meet in person or virtually. I listen first, then lay out exactly what the Chicago market looks like for your situation — no pressure, no scripts.
02Set your timelineMilestones from start to closeWe map your ideal move-in date and work backward. Illinois closings typically take 30–60 days post-contract, so planning early matters.
03Get pre-approvedSecure financing before you tourPre-approval signals to sellers you’re serious and gives you a real budget ceiling. I’ll connect you with trusted Chicago lenders who move quickly.
04Define your wish listMust-haves vs nice-to-havesWe separate priorities from preferences. Knowing your non-negotiables keeps the search focused across all 8 counties and saves valuable time.
05Begin property searchMLS, off-market & pocket listingsYou get MLS access plus off-market leads I source directly. Automated alerts show you new listings the moment they hit — before most other buyers.
06Tour homesI attend every showing with youI point out what photos hide — layout flow, mechanical systems, neighborhood signals. My job is keeping you objective when emotions run high.
07Make an offerStrategic pricing, strong termsI run a detailed CMA before every offer. Price, earnest money, contingencies, and escalation clauses — competitive without overpaying.
08NegotiateI fight for your best termsNegotiation is where experience matters most. I know what sellers actually care about — and use that to get you better price, repairs, or credits.
09Under contractOffer accepted — clock startsOnce accepted, Illinois attorney review begins (5 business days). I coordinate all parties so nothing falls through the cracks.
10Attorney reviewContract reviewed & approvedIllinois requires attorney review — both sides can modify or void within 5 business days. I’ll recommend a fast, thorough real estate attorney.
11Home inspectionTop-to-bottom property reviewA licensed inspector examines structure, roof, HVAC, plumbing, and electrical. I attend every inspection and help you decide what’s a deal-breaker.
12Appraisal & mortgageLender confirms value & commitsThe bank appraises the property to confirm it’s worth the loan amount. I help navigate any appraisal gap and keep the deal on track.
13Clear to closeAll contingencies satisfiedYour lender issues a clear to close. All conditions are met and closing is officially scheduled — usually 3 business days out per TRID regulations.
14Final walkthroughOne last check before closingWe walk the property together the day before closing to confirm everything is in agreed condition and any repairs were completed correctly.
15 Closing day — it’s yours Sign, fund, take ownership You sign the final documents, funds are wired, the deed is recorded. Congratulations — you’re a homeowner. I’ll be right there at the table with you.

Ready to start your search?

Let’s have a conversation about what you’re looking for. No pressure — just an honest discussion about your goals, your budget, and what the Chicago market looks like right now.